My Fintech Empire

In a street in the new city, a few gangsters surrounded a sophomore student. The young man with a tattoo on his arm stared at the college student jokingly, "If you still can't pay back the money after two months, what should you do?" ?”

"I'll go with you if you don't pay the money after two months, and you can deal with it as you like." Fang Hong said calmly. The debt was not owed by him, but to be precise, it was a stupid criticism made by the original owner of this body. operate.

And now, a soul from the future has traveled through and reborn on this body. He is a world-class financial tycoon who is in charge of the global capital market.

After being reborn in this body through time travel, he inherited the memory of the original owner, and naturally inherited all the karma of the original owner, as well as the debt signed by the original owner.

The young people in the society were stunned for a while when they heard Fang Hong's calm reply, especially the tattooed man in the head. This was the third time he had asked Fang Hong to press for debts. Begging for forgiveness, begging for grace, compared with now, it is like two different people.

At this time, Fang Hong was extremely calm. Before time travel and rebirth, all kinds of big scenes were commonplace. The situation of dunning debts in front of him was not worth mentioning at all. the most efficient way to deal with it.

Problems that can be solved with money are not problems at all in Fang Hong's eyes. Even if he is penniless now, with Fang Hong's ability in the financial market, he will soon be able to accumulate huge wealth through the game of the stock market.

The original owner is a sophomore and a stockholder, but he is a real leek. He made a big attack when the market was 6,000 points in October last year, and he did not hesitate to borrow usury stud, but now it is during the summer vacation in July 2008.

The market has plummeted from 6124 points all the way for nearly a year, falling below the current 3000 points and there is no sign of stopping the decline. Countless people have gone bankrupt and lost everything, and the original owner is one of them.

"Good boy, it's been a while since I've seen you. He's ruthless, he's a ruthless man!" The young man with the tattoo said in a serious manner, and gave a thumbs up to Fang Hong, who had a calm face, to express his admiration, but immediately said: "Two After a month, the principal and interest will be 330,000 yuan, if you don’t see the money, you will know the consequences.”

In this era, 330,000 yuan is definitely a large sum.

Fang Hongyan said concisely: "Can I go?"

The tattooed man immediately glanced at the younger brothers, and the younger brothers also moved out of the way when they saw this. Fang Hong walked away calmly and firmly without saying a word, and these social people did not make things difficult for him.

...

About half an hour later, Fang Hong did not return to Xincheng University, but came to an Internet cafe near the school.

Entering the Internet cafe, he came to a relatively quiet corner and turned on a computer. There was no market software in the Internet cafe, so Fang Hong had to download it by himself. He didn't have a computer, and the school's Internet speed was not flattering.

Even the Internet speed of the Internet cafe is extremely slow for Fang Hong, who has traveled from the future to this era, but he is not picky.

A major feature of Fang Hong is that he can go from frugality to extravagance, and from luxury to frugality, and he is extremely rational.

While waiting to install the market software, Fang Hong began to think about another problem. After time travel and rebirth, he possessed a thing called "social reputation system". Fang Hong repeatedly confirmed that this was not an illusion, but such a golden finger system.

At this moment, an image panel that only he can see appeared in the screen in front of his eyes, which was the interface of the social reputation system.

【Social Fame System】

【Binder: Fang Hong】

[By increasing the social reputation and influence of the binder, you can obtain achievement points, which can be exchanged for corresponding item cards by consuming achievement points]

[Current reputation value: 0]

[Available achievement points: 0]

[The item store is in an unlocked state, the unlocking requirement requires the reputation value to be raised to 1 or more]

Fang Hong looked at the interface of the social reputation system in front of the screen, and said to himself with great interest: "Is it to increase the social reputation? It's a bit interesting, I don't know what the exchanged item card can do..."

With a thought, the image interface in front of the view disappears, and when you need to call up the interface, you only need to move your mind.

It is not difficult for Fang Hong to increase his social reputation or influence. There are many ways to achieve it. For example, making money to become a super rich man will naturally increase his social reputation and influence.

Fang Hong can do a job with ease in the financial market, and making money is not too difficult.

After waiting for a while, the market software was installed.

Putting away these thoughts, Fang Hong immediately logged into the original owner's securities account. The thing before him is to deal with the debt owed by the original owner first, which is a top priority.

Two months later, 330,000 yuan will be repaid, and about 250,000 yuan is accumulative rolling interest. The law will not recognize the legality of interest for proper usury.

However, Fang Hong did not intend to take the legal route to solve the problem. Directly calling 330,000 to liquidate is the simplest and most efficient method, and it can also save a lot of unnecessary follow-up troubles.

In Fang Hong's world view, any matter that can be solved directly with money is not a big deal, but any matter that can be solved directly with money will not be solved in other ways. In his eyes, the method that can be solved with money has the lowest cost of.

Today is Friday, July 11th, and it is around 10 am, and the A-share market is trading in early trading.

This week, the market rebounded from more than 2560 points to 2952 points, but Fang Hong knew that this was just a reverse draw in the plummeting trend, and continued to plummet after the draw was over.

But it doesn't matter to Fang Hong, the stock market is equivalent to a cash machine for him, whether it is in a bear market or a bull market, it will not affect his profit in the stock market.

This is the absolute confidence of a top operator, not to mention the advantages of memory and foresight, even if he doesn't have it, he can still make money.

Fang Hong logged into the original owner's securities account, and took a look at the income since the account was registered. The data showed that the cumulative loss was -89.05%, and the remaining funds in the account were 8,700 yuan.

The income curve of the securities account is all the way down, without even a decent rebound. Fang Hong looked at the account information and shook his head. According to the account's loss rate and remaining funds, the actual loss of this account exceeded 70,000.

The original owner was only a sophomore in college. Fang Hong also knew that the original owner was born in a working-income family through retrieving the memory information of the original owner, and his family background was not rich. Under normal circumstances, he would definitely not be able to spend more than 70,000 yuan to speculate in stocks.

It is now 2008, and the minimum wage in most places does not exceed 1,000 yuan, and the minimum wage in most places is 600 to 700 yuan.

More than 70,000 yuan is definitely a huge sum of money at the moment.

And the reason why the original owner was able to have so much money to speculate in stocks was that he lost a lot of money in stocks, and signed a drawer agreement with the usury lender with himself as collateral. If the money was not paid, he would be sent to Southeast Asia by the other party!

"Fortunately, there is 8,700 yuan left in the account..." Fang Hong glanced at the securities account, and cleared the three stocks owned by the original owner with one click. These three checks fell sharply again today. 8650 is fast or so.

Fang Hong switched the interface and began to scan the market to find the target. The market has fallen from 6124 to below the current 2000 points.

When Fang Hong was scanning the disk to find the target, a netizen came to the machine next to him. He looked like he was in his early thirties. He just sat down and turned on the machine, glanced at Fang Hong's computer screen, and suddenly said in surprise: : "Brother, are you trading in stocks at such a young age?"

Fang Hong turned his head and glanced at him, and said with a smile, "I just played not long ago."

The buddy said kindly: "Brother, I think you should be a new stock investor at such a young age. I advise you not to play, and turn around before you get stuck. I also started stock trading at about your age. I have been in stocks for ten years. Once you return to the pre-liberation period, you have never experienced that I was comforted by experts from 6,000 points all the way to more than 2,500 points, the big A is hopeless, and I have to push it all over again.”

Fang Hong smiled and said casually: "It's nothing, just playing casually."

After a while, Fang Hong also found a target and directly bought Xinhuajin (600735) for 8650 yuan.

All transactions were made at 10:35. In this minute, Xinhuajin's stock was sold for 47,600 yuan, including Fang Hong's entire position funds.

When the buddy saw the stock that Fang Hong had bought, he shook his head on the spot and said to himself: "This kind of stock dares to push a full position into the market. It really is a small leek behavior. I just played it. I guess there are no call auction rules. don't know."

...