NOVEL SIMPLE Chapter 109 Economic Foundation
An auction has finally come to an end, but everyone's hearts have not yet calmed down. On the one hand, they lamented the tyranny of the Cui family, and on the other hand, they also saw the gap between themselves and the aristocratic family. Of course, the most important thing is to bring Li Xiang Yin led to the front desk, and everyone could see that His Highness the Changsun might become a dazzling figure in Chang'an City in the future.
The last time he was granted the title of County King, many people had already gone to get acquainted with Li Xiang, but they all regarded Li Xiang as a figure who could develop. Now their ideas have changed. Such a person swept so many people in one day. Money, the economic base determines the superstructure. Although no one has said this in this era, most people understand that money can influence politics. If it cannot, it means you don’t have enough money.
For most people, today's auction has ended, but for Li Xiang, there is another highlight next, and the person he arranged has already appeared.
"I said, Shopkeeper Zhou, your auction is over. How come I heard you can still lend us money?"
A middle-aged man in his forties stood up and said that before everyone left, this guy's voice was louder, attracting many people who were about to leave back.
"This is natural. We also open money deposit business here, and we also open money lending business. I wonder what Shopkeeper Wang has in mind?"
The two of them had been practicing for a long time last night, and now they were just performing in front of everyone. Shopkeeper Wang was a good friend of Zhou Huairen, and he was considered a powerful person in Luoyang.
"Then I can take the money away after completing the formalities?"
If anyone observes carefully, they will find that any question asked by Shopkeeper Wang is of concern to everyone.
"Shopkeeper Wang is just kidding. How can there be such a good thing in the world? There are conditions for us to borrow money here. First of all, we must have collateral. It is similar to that of a pawn shop. Of course, our interest rate is much lower. Compared with Mr. Fang's The jade ring in the shopkeeper's hand is worth about thirty guan of money, and if we have it here, shopkeeper Wang can take away 20 guan of money and pay it back within a month, and we only need 21 guan of money."
Zhou Huairen said cheerfully, this counts as five percent of your monthly interest.
In modern society, everyone would think this is usury, but in today's era, such interest rates are already very low. If we want to call real usury, it is possible for it to increase several times within a year. .
Just say that in a shop in Chang'an City today, if your item is worth thirty yuan, and he gives you twenty yuan, if you want to get it back after one month, it will have to be at least between twenty-three and twenty-five yuan. , maybe even thirty thousand dollars.
Pawn shops in this era are so profitable. If you don't want to, no one will force you to go in, so Zhou Huairen's interest rate is considered low.
Hearing Zhou Huairen's words, many of the people below were thinking in their hearts. Everyone is in business, and there are times when money is tight. As long as they still have something in their hands, they can do it here. The local government takes out the money, and the interest rate is not very high.
Mr. Cui, who was going down the stairs, also heard this, and his face immediately became nervous. You must know that this is touching their family's cake. Their family has the largest number of pawnshops, but just as Mr. Cui said, There are so many stalls open in the world, but we can’t stand out like this.
"The quota you just mentioned for depositing money is to use their money as recycling money for the pawn shop?"
Li Shimin also saw this scene and couldn't help but applaud his grandson in his heart.
To be honest, the world's economy is controlled by the aristocratic families, which is also extremely detrimental to the court. Li Shimin wanted to change this situation several times, but he had no choice but to have limited power. The aristocratic families had too much money. , Li Shimin used administrative orders to violate market rules. He could get by in a short period of time, but if it took a long time, it would destroy the majesty of the court.
Therefore, some things cannot be done, and the only way is to let the market adjust, or to add some new blood to the market to weaken their monopoly position. Now what Li Xiang is doing is exactly in line with Li Shimin's wishes.
"What grandpa said is that this is basically how it works. I also lack capital, and they are also greedy for the 50,000 yuan. Otherwise, how could there be such a result?"
Of course, Li Xiang's move was also a risky move. If each family repented, Li Xiang would probably not have much money in his hands. If they came to pawn something, he would not be able to pawn his own treasure. With so much money, the reputation will be ruined.
Li Shimin didn't know what to say about his grandson, who had just made a deal with Qiwang of the fifth surname, and now he was about to snatch food from the tiger's mouth. He was much more courageous than himself.
"You are so brave, boy!"
Li Shimin always believed that he was brave, but compared with his grandson, there was still a big gap. At least he didn't dare to go against Wu Xing Qi Wang, especially when he entered the pawn shop directly.
"If my grandson loses, he loses. The worst he can do is go back and be an idle prince. I can live a good life with the salary the court gives me, so I can just play with my temper. It won't kill my head, right?"
Li Xiang's words made Li Shimin very comfortable. This guy regarded himself as someone to rely on, and there was nothing wrong with what he said. Business competition was within the scope of the rules. If each company followed the rules, Li Shimin would not interfere, but if If the rules were not followed, Zaterk's example would still be there.
"You should keep an eye on this person Zaterk first. We have not intercepted the killer in the border area. I have sent people to Tuyuhun to see what their Khan says."
Thinking of this incident, Li Shimin also felt a little uncomfortable. Tuyuhun had never been honest on the southwest border. This time it was a lesson to them. However, Li Shimin had ordered the entire army in the southwest border to be on alert to prevent Tuyuhun from jumping over the wall.
Thinking of this incident, Li Xiang was also full of enthusiasm. It would be best if something happened over there. If this incident happened because of him, Li Xiang would be able to go into battle. There are still so many soldiers lying in the system. If not Let them come out for some air. That would be really disrespectful to the system.
Perhaps God was giving him face, but while the grandfather and grandson were discussing things, the war in the southwest border really started, and Tuyuhun's 20,000 troops invaded the border...