Zhu Yuanzhang: I Forbid The Sea, But The Sun Never Sets On The Sea

Chapter 77 Establishment Of The Monetary System

With the Ministry of Household, and the top talents of this era to join.

The minting of money became exceptionally smooth.

“Understood, in gold coins, silver is used as the background color, gold is used as the cover color, and silver coins are with silver as the background color and copper edge.

After speaking, Zhu Bo then began to discuss with Xia Yuanji and everyone in the Ministry of Industry.

A few days later, a complete new system took shape.

They are gold, silver, and copper coins.

These three currencies will replace the original Daming Treasure Banknotes.

in redefinition.

The gold coins are 65 percent gold, 30 percent silver, and the remaining 5 percent are iron, copper, and tin.

Silver coins are 65 percent silver, 30 percent copper, and 5 percent iron and tin.

The production of copper coins is 64% copper, 24% iron, and finally tin is added.

Gold coins, silver coins, copper coins.

One gold coin is equal to ten silver coins, one silver coin is equal to ten copper coins, and one copper coin is equal to one hundred coins.

In this case, it is almost equal to one yuan, ten yuan, one thousand yuan, ten thousand yuan.

Although it can be expected that the use of gold coins will not be very large.

But it is enough as a reward for princes and ministers, as well as the transaction of bulk commodities.

The silver and copper coins are regarded as normal transactions.

It can be said that compared to the original system, now the entire money system can be said to be completely improved.

Although it is different from the one yuan, five yuan, ten yuan, and one hundred yuan in the previous life.

But this is not the past after all.

One yuan and ten yuan are the main body, and one hundred yuan is very little.

On the contrary, a thousand yuan and ten thousand yuan are enough to support the princes, nobles, and rich people.

It can be said that it is just right.

Next, you only need to make a lot of silver coins and copper coins.

And that’s not the problem.

It should be known that silver mines and copper mines are the most abundant in Iwami Silver Mountain. At the same time, there are also a large number of copper mines in the gold mines in Luzon.

Not to mention satisfying Daming, even satisfying Zhu Bo’s rule is enough.

Therefore, for the Ministry of Industry at this time, it is only necessary to continue large-scale manufacturing.

As for the others, they don’t need to think about it.

A month passed quickly in his busy schedule.

this month.

With Zhu Bo’s future insights, coupled with the great craftsmanship of this era.

Gold and silver coins are not only manufactured, but also have strong anti-counterfeiting marks.

Continuous gear process.

Hydraulic press and currency are integrally formed.

Looking at the three coins in his hand, Zhu Bo couldn’t help but look satisfied.

Convergence of sight.

The gold coin is probably slightly larger than the coin of a later generation member.

The front is a portrait of Fuxi, and the back is the Great Wall.

The whole body exudes a dazzling golden light under the sun.

On the silver coin, the front is the portrait of Shen Nong, and the back is also the appearance of rice.

The copper coin has a portrait of the Yellow Emperor on the front and a sword on the back.

The three kinds of coins are extremely exquisite, and just gathering the eyes makes people feel a kind of collection.

Especially gold coins, the golden light that exudes is so attractive, and it is so heart-warming.

As for the above portrait, Zhu Bo originally planned to use Lao Zhu’s, but after thinking about it, he had to forget it. On the one hand, he would use it in the future. Absolutely can’t eat and walk around.

It is just right to use the portrait of the three emperors.

Holding the three silver coins, he carefully looked at it.

After making sure nothing happens.

Zhu Bo brought the coin into the palace.

in the study.

Lao Zhu took the coin that Zhu Bo handed over.

“Good, good~!

“Haha not bad!

Lao Zhu opened his mouth with joy and touched the three coins. At this moment, he felt more and more fond of it.

There is even a kind of love.

It wasn’t until a moment later that Lao Zhu seemed to have thought of something.

Couldn’t help but open his mouth with doubt.

“Twelve, you said that bad coins drive out good coins, but these gold coins, silver coins, and even copper coins are so good, we are afraid that people will rush to buy them, and then…! 35

A look of doubt.

What an amazing memory Lao Zhu has, and the things he talked about at that time undoubtedly recalled again at this time.

“Relax, Royal Father, these gold coins and silver coins, including copper coins, are not worth the price. Thirty percent of silver is mixed into the gold coins, and 30 percent of copper is mixed into the silver coins. , the same is true for copper coins, if I hoard it, I can print as many as I can.”

Zhu Bo opened his mouth with a smile.

What he said before, his party emblem took it into consideration.

And as a currency issue, you have to consider that Chinese people like to bury gold, silver, and even valuables.

This is also the main reason why money has been issued continuously over the past dynasties, but there is still a lack of money on the market.

Among them, the Han Dynasty was the most exaggerated, and more than half of the wealth was buried in the soil.

So much so that Cao Cao came up with a Captain Touching Jin.

Now the gold and silver coins are so gorgeous, they are bound to be buried.

But that’s not the same thing for him now.

Unlike previous dynasties, he was able to continuously transport gold and silver from overseas, and even copper returned to the Ming Dynasty.

So that’s how much there really is, and how much can be made.

On the contrary, the behavior of these people is enough to curb inflation, which is the same as depositing money into the bank in the previous life.

“Furthermore, the father and the other ministers also thought of a solution, that is, to establish my Daming Bank for the people to store. If the people are willing to store money and enter my Daming Bank, they can give certain benefits. 99

The words spoke again, and what Zhu Bo said at this moment was enough to make the transmigrator a little confused.

Because this is the banking system.

Of course, in this day and age, it is not uncommon.

The matter of Qianzhuang has existed in all dynasties.

The Song Dynasty developed to a peak period.

The only difference is that today’s bank deposits deduct money, and it is basically impossible to give money.

Therefore, most people will be willing to store their money in the cellar instead of the bank.

But if enough interest can be given and absolute safety can be guaranteed, I am afraid that everyone is willing to save money into the bank.

Zhu Bo is ready to open this precedent.

As for whether this will completely change the history of the Ming Dynasty.

He didn’t even think about it.

After all, the current history of the Ming Dynasty has changed beyond recognition, and I am not afraid of any major changes.

“Qianzhuang, give you a profit?”

Lao Zhu was a little confused and couldn’t react for a while.

“Yes, the best way to prevent the common people from burying coins on a large scale is to let the common people’s money be deposited in my Daming treasury.

Zhu Bo spoke with affirmation.

“Your Majesty, I think this method is feasible!

“His Royal Highness Nanwang’s strategy is probably enough to make me rich.

With affirmative words, Xia Yuanji recalled the conversation with Zhu Bo these days in his mind. Xia Yuanji only felt that the King of the South in front of him was a god.

There’s almost nothing the other side doesn’t know.

The matter of this bank alone almost opened up Xia Yuanji’s complete thinking.

Because the Qianzhuang described by Nanwang and the Qianzhuang in his understanding are not the same thing at all.

The benefits it can bring to Daming are almost beyond imagination.

“”Oh, Natsuharaji, do you think so too?”

Lao Zhu was really surprised at this moment, he couldn’t help but glance at Xia Yuanji, and opened his mouth with some surprise.

“Your Majesty, this is the strategy after negotiating with the ministers, Lord Xia, and the officials of the Ministry of Households. Your Majesty can take a look!

He seemed to understand his father’s doubts, and then took out a copy and handed it over.

The old eunuch quickly stepped forward, took the memorial, and handed it to Lao Zhu.

Lao Zhu opened the playbook.

Started looking at it with curiosity.

And this look.

He was a little dazed and puzzled at first, because he seemed to know all the words on it, but when combined, he felt completely unfamiliar.

Until he saw the back, Lao Zhu’s pupils could not help shrinking.

“You mean, this bank can bring me tens of millions of income for Daming?”

Lao Zhu spoke in disbelief.

There was some uncertainty in his eyes.

He can’t understand the rest, but he can understand the income that follows.

His pupils waited, and he spoke with unbelievable (Zhao Qianhao) disbelief.

“certainly!”

“This is just the beginning!

“If it is perfected, it is absolutely not impossible!”

Zhu Bo nodded his words with confidence.

Just kidding, a bank, this is a bank, and the whole world has never been able to rob money since ancient times.

As for someone saying that he is weak at the conference.

That’s just a smile.

And as a bank in the feudal era, the value it can generate will only be higher.

As for why he worked so hard, he fiddled with Daming.

The reason is also very simple. On the one hand, it is to improve the Daming system. Even if he wants to leave, he hopes to help Daming. On the other hand, of course, it is trial and error for himself.

In the future he will inevitably develop the financial system.

He does not have so many top talents in Daming.

Now the outline has been perfected in Daming.

It was definitely too much easier to get going under him next.

Even if something goes wrong, Daming’s fault tolerance rate is undoubtedly much higher and can be corrected continuously.

In this way, not only has experience, but it will also be much simpler to dig people from Daming.

Anyway, he hasn’t been doing anything lately.

Just wait for the marriage.

Might as well try with Daming, the monetary system, and the construction of the banking system.

This is undoubtedly the best choice.