Zhu Yuanzhang: I Forbid The Sea, But The Sun Never Sets On The Sea

Chapter 78 Borrowing Chickens To Lay Eggs, Daming Bank (Subscription)

“Father, as for the Qianzhuang, I suggest that the Ministry of Households control, and the royal family owns the big book. In addition, I suggest that from today, officials’ salaries can be replaced by gold and silver coins, and all of them will be issued by the Qianzhuang.”

“In this way, the father can tell at a glance who is corrupt.”

When Lao Zhu was shocked, Zhu Bo spoke again.

And this time, the words suddenly made Lao Zhu’s eyes light up.

For Lao Zhu, financial income is undoubtedly surprising, but Zhu Bo’s words pierced his heart.

What Lao Zhu hated most in his life was undoubtedly corruption.

If he can control corruption from time to time, there is nothing more attractive to him than this.

“Twelve, how can we be sure that there will be no corruption inside the bank?”

The excitement didn’t last long, and Lao Zhu quickly noticed the key point.

That is, Qianzhuang can monitor corruption, but once the Qianzhuang corrupts, how to solve it.

“The royal father can set up supervisors from the Jinyiwei guards, who are specially responsible for the supervision of the bank. They need to be reviewed every month and every year. These supervisors only have the right to review, propose, and have no right to dispose of. Once an accident occurs, it can be handed over to the Ministry of Justice for investigation. .35

What should I do if there is a problem in the bank, Huaxia has undoubtedly given a good solution in the previous life.

Although it cannot be completely avoided, most problems can be avoided.

“Inspector?”

Lao Zhu nodded with a thoughtful expression.

Afterwards, several people discussed again.

Zhu Bo did not leave the palace until late at night.

After seven days.

The Daming Royal Bank has opened its doors in Kyoto.

For a time, it instantly attracted the attention of countless people.

For them at this moment, everything is extremely rare.

“The Royal Bank?

“Dude, do you know what this is?”

“I do not know!”

“Hey, you don’t know this, this is said to be a bank run by His Majesty the Emperor. 35

“What, the emperor also opened a bank!

“His Majesty the Emperor has also opened a bank. Could it be that His Majesty the Emperor is short of money? It’s impossible!”

“Hey, you don’t know, it is said that His Majesty the Emperor specially made it out for the safety of our property. In the future, our excess money can be deposited into the Daming Royal Bank, and interest will be paid every month.

“Just kidding, how could there be interest.

“Also, if this money is deposited, can it be returned?”

“There is no more scum that won’t be swallowed by those officials. 35

“Hey, you don’t know, this is the responsibility of His Majesty the Emperor himself, whoever dares to swallow it is really not afraid of punishing the Nine Clan!

“By the way, don’t talk about this, don’t you know that His Majesty the Emperor has minted new money. 5

“The new money is beautiful, it’s beautiful. 35

One after another voices were discussing.

Many people are very curious about this new thing.

Either discuss the bank, or discuss coins.

For a time, Daming Bank became a hot spot in the whole capital.

For the officials in the entire capital, waking up was dazed.

Originally, their salaries were issued by the Ministry of Households.

Originally, they were still thinking about how to make the Ministry of Household issue less treasure money and more food or copper coins.

But did not expect this morning.

When the servants were asked to go to the Ministry of Household, the Ministry of Household asked them to go to the Daming Bank.

Daming bank what the hell.

When the servants reported, all the officials were dumbfounded

Just because they were stunned and curious, most of these officials came to the Daming Royal Bank in person.

And as soon as you step in.

They were even more confused.

In the Royal Bank of Daming, it turned out to be the King of Nan.

After being stunned, everyone’s eyes lit up.

Nan Wang, this is Nan Wang, in this capital, who does not know that Nan Wang has money.

When the King of Nan issued a salary, many people were excited.

Zhou Zhiqing, the presiding officer of Dali Temple, was like this at this time.

“That, His Royal Highness Nanwang, can you order less treasures this time!”

Zhou Zhiqing spoke cautiously, with some hope in his expression.

“Don’t worry, Lord Zhou, there are no treasure notes this time, it’s all coins. If Lord Zhou has treasure notes, he can come and exchange them for the same amount.”

“This is Lord Zhou’s salary of 15 stone this month. Your Majesty feels that the ministers have worked hard. Starting this month, all Daming officials will receive a 50% increase in salary, which is worth two silver dollars in total. One silver dollar can be exchanged for ten copper dollars, and one silver dollar can be exchanged for ten copper dollars. Thousands of words.”

“Does Master Zhou need to exchange it?

Zhu Bo opened his mouth with a smile.

“No, no need! 35

“Thank you, thank you Your Highness! 35

Looking at the two extremely exquisite silver coins, Zhou Zhiqing’s eyes suddenly lit up, and he quickly took it.

But at this time, his emotions could not calm down.

At this moment, he felt that his ears had hallucinations.

Looking at the exquisite silver coins in front of him, and recalling what Zhu Bo said just now, he was completely dumbfounded.

He got a raise.

Salary increased by 50%.

It turned into 2,000 words directly, which felt like a dream.

In the early years of Hongwu, officials’ remuneration was stipulated, ranging from the highest monthly salary of 1st grade, 87 stone to the lowest, from 9th grade and 5 stone. In this regulation, grain is used as the unit of salary, and the paper currency “Daming Tongxing Baochao” is used as a supplement. This method of salary has been used until the end of the Ming Dynasty.

Originally, there was a problem with this salary standard. The county magistrate also had seven stones of rice every month, and it was no problem to just eat enough.

But the key county magistrate is not only to have enough food, he also needs to support people. A magistrate must support at least two masters, as well as servants and maids. These money are all from the county magistrate (ccee), not the court. Yes, that’s not enough money.

Zhou Zhiqing is naturally not enough. Now, adding 50% of his presence, at this moment, everyone seems to be in a dream.

And it’s not just that.

Treasure notes can also be exchanged.

Look at the beautiful silver coin in his hand.

He really wanted to pinch himself at this time.

“Well, Your Royal Highness Nanwang, do you think the treasured banknotes can be exchanged?””

“is that true?

Zhou Zhiqing couldn’t help but speak again.

Because he is honest, he has accumulated a lot of treasure money over the years.

If this moment could be exchanged for silver coins, he couldn’t help being excited.

“of course it’s true!”

“Master Zhou can come anytime!

Zhu Bo nodded.

Facing Zhu Bo and nodding, Zhou Zhiqing was completely bright, and his figure quickly ran out.

And this day.

Including the next few days.

The entire Daming Bank is undoubtedly caught up in this busyness.

At the beginning, Zhu Bo also participated in it, and then let other people do it.

And he is screening who among these people is available.

Waiting for the next digging.

He is going to use the chicken to lay the egg.

Naturally, keep an eye on it.

At this time, the entire capital was completely shocked.

After three days.

Especially when a famous official received a salary from Daming Bank, and it was still very beautiful new coins.

All fell into joy.

This time they not only increased their salary, but also no longer have treasure money.

More importantly, the previous treasure notes can be exchanged for new coins.

This alone is enough to make them ecstatic.

Treasure banknotes are, at most, stronger than waste paper, but the new coins are so gorgeous, it is almost like picking up money for them.

Especially when someone takes new coins to exchange copper coins, Daming Bank will also directly exchange them.

without any problem.

Thus.

The whole new currency opened the market almost instantly.

The exchange of a large number of treasured banknotes also allowed a large number of new coins to flow into the hands of various princes and nobles.

Although it hasn’t sunk yet.

But when the number is large enough, it will only be a matter of time before it sinks into the hands of the common people.

Compared with the treasure money that is almost useless.

New coins can be used at any time.

In this way, the shortage of money in the entire market can also be quickly resolved.

Only half a month.

Copper dollars have already begun to appear on the market.

Silver coins though not yet.

But it’s off to a good start.

And a large number of people in the Ministry of Household also entered the scope of Zhu Bo’s consideration.

At this moment, he was ready to poach a group.

The reason is also very simple.

Establish Daming Banks in various places.

Since each place is to be established, Qiongzhou Mansion naturally also needs to be established.

As for taking away more people.

People are great.

These were originally cultivated by him, so what would he do if he used power for personal gain.

I believe no one will have an opinion.

Of course, Zhu Bo will have to wait for a while.

As expected, waiting for his marriage to end is basically enough to determine a good candidate.

By then, he would no doubt run away.

As for the right to mint currency.

Not to mention that it is only under the rule of hundreds of thousands, and it is not needed for the time being, even if it is needed later.

Lao Zhu did not collapse.

But the mountain is high and the emperor is far away.

As long as the currency he minted, like Daming, does not flow into Daming on a large scale, who can say that it is fake.

Waiting for the system to be perfected, he directly entered the banknotes, and was able to quickly escape the influence of Daming.

Simply perfect.

At least most of the problems have been completely solved.

It can put his rule on the right track quickly.

(The story of the capital is coming to an end. As for helping Daming, it is not a help. The protagonist relies on Daming to cultivate his own talents. When the time comes, he will abduct people away. As for Daming getting benefits, it does not matter. He is Daming. the prince).